Financial Services

Seven Bank

(Fiscal year-end March, Millions of yen)
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024
Ordinary income 105,648 110,465 113,109 116,650 119,567 120,275 111,672 110,298 120,509 128,899 135,747
Ordinary profits 38,258 39,002 38,911 42,262 43,059 45,013 34,593 28,412 31,500 29,123 27,307
Net income 24,457 26,107 26,871 29,106 14,572 27,675 15,825 18,135 19,508 19,320 17,657
Total assets 850,369 910,801 955,644 1,023,201 1,145,511 1,091,287 1,192,358 1,209,040 1,287,693 1,536,555 1,327,309
Net assets 166,814 183,174 199,602 217,036 219,667 229,866 231,687 236,925 243,627 248,252 252,482
Ordinary deposits (fiscal year-end) 253,040 292,142 336,023 393,753 294,235 324,531 383,290 423,038 452,691 482,906 498,554
Time deposits (fiscal year-end) 248,327 254,760 151,632 141,287 140,416 134,093 135,722 127,720 122,974 115,472 109,249
Individual deposit accounts (Thousand) 1,405 1,562 1,690 1,827 2,001 2,179 2,364 2,528 2,755 3,037 3,359
Number of installed ATMs (fiscal year-end) 21,056 22,472 23,368 24,392 25,152 25,215 25,676 26,253 26,913 27,422 27,990
7-Eleven 18,782 19,816 20,615 21,510 22,148 22,165 22,394 22,550 22,619 22,776 22,970
Ito-Yokado 315 320 305 294 288 284 254 254 263 264 224
York Mart/York Foods, etc. 67 70 74 76 76 75 95 96 98 99 99
York-Benimaru 86 118 154 167 188 231 236 238 258 265 264
Other ATMs in the Group companies 85 91 90 84 77 76 69 74 69 41 37
Outside the Group companies 1,721 2,057 2,130 2,261 2,375 2,384 2,628 3,041 3,606 3,977 4,396
Correspondent financial institutions 594 595 601 600 615 612 613 620 640 676 682
ATM-related fee income per transaction (¥) 136.2 133.6 133.1 132.9 132.9 130.9 121.4 108.8 108.3 109.3 106.5
Daily average transactions per ATM 100.9 98.8 95.5 94.1 92.3 92.1 90.5 96.5 101.5 105.0 108.0
Total number of transactions (Million) 743 782 796 815 829 849 836 910 980 1,039 1,089
With banking financial institutions (Million) 679 712 724 739 749 727 659 667 701 722 739
With non-banking institutions (Million) 64 70 71 75 80 121 177 242 278 316 349
International money transfer service
Number of contract accounts (Thousand) 100 147 186 222 259 296 311 317 322 328 333
Cumulative number of transfers (Thousand) 633 816 979 1,079 1,144 1,214 1,227 1,104 893 747 660
Consumer loan service
Number of contract accounts (Thousand) 55 73 86 95 97 101 110 122 148 184 249
Balance of loans 10,406 16,208 19,829 22,715 22,688 23,283 24,300 27,953 34,921 44,318 60,550
Gross profit margin (%) 62.6 80.6 64.9 72.7 73.5 63.7 53.7 47.0 40.5 29.1 39.2
Full-time employees (fiscal year-end) 445 456 472 468 460 487 470 505 549 614 703

Seven Card Service

(Fiscal year-end March)
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024
Transaction volume (Billions of yen)*1 2,099.4 2,501.8 2,790.6 2,925.1 3,156.1 3,153.9 3,019.8 2,771.5 2,751.7 2,673.1 2,414.2
Number of cards issued (10 Thousand)
SEVEN CARD plus / SEVEN CARD (credit card and point card)*2 359 351 347 348 355 362 366 366 361 354 317
nanaco (electronic money)*3 3,717 4,543 5,350 5,983 6,518 6,905 7,250 7,520 7,907 8,216 8,331
Full-time employees (fiscal year-end) 186 225 214 221 334 345 365 386 377 340 313

*1 Shopping transaction volume using electronic money and credit cards. *2 The number indicates active members. *3 The nanaco figure includes the number of mobile nanaco members.

Note) Seven Card Service was transferred from Seven Financial Service to Seven Bank on July 1, 2023. Figures for FY2022 and before are for the 12 months ending in February. Figures for FY2023 are for the 12 months ending in March.

Seven CS Card Service

(Fiscal year-end February)
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 FY2023 FY2024
Transaction volume (Billions of yen)*1 717.3 719.3 713.5 708.6 707.2 713.4 594.9 612.1 673.4 669.9 639.4
Number of cards issued (10 Thousand)
CLUB ON/Millennium CARD SAISON*2 320 322 323 317 316 310 294 283 271 257 235
Full-time employees (fiscal year-end) 478 506 459 367 366 338 284 261 232 211 181

*1 Shopping transaction volume using electronic money and credit cards. *2 The number indicates active members.