Financial Services

Seven Bank

(Fiscal year-end: March, Million of yen)
FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022
Ordinary income 88,318 94,105 99,832 105,648 110,465 113,109 116,650 119,567 120,275 111,672 110,298
Ordinary profits 29,557 32,013 37,142 38,258 39,002 38,911 42,262 43,059 45,013 34,593 28,412
Net income 17,267 19,515 22,325 24,457 26,107 26,871 29,106 14,572 27,675 15,825 18,135
Total assets 652,956 809,465 785,380 850,369 910,801 955,644 1,023,201 1,145,511 1,091,287 1,192,358 1,209,040
Net assets 125,629 137,091 151,142 166,814 183,174 199,602 217,036 219,667 229,866 231,687 236,925
Ordinary deposits (fiscal year-end) 196,290 238,770 227,728 253,040 292,142 336,023 393,753 294,235 324,531 383,290 423,038
Time deposits (fiscal year-end) 134,949 154,910 209,703 248,327 254,760 151,632 141,287 140,416 134,093 135,722 127,720
Individual deposit accounts (Thousand) 971 1,066 1,214 1,405 1,562 1,690 1,827 2,001 2,179 2,364 2,528
Number of installed ATMs (fiscal year-end) 16,632 18,123 19,514 21,056 22,472 23,368 24,392 25,152 25,215 25,676 26,253
7-Eleven 15,129 16,414 17,616 18,782 19,816 20,615 21,510 22,148 22,165 22,394 22,550
Ito-Yokado 300 305 312 315 320 305 294 288 284 254 254
York-Benimaru 60 69 71 86 118 154 167 188 231 236 238
York Mart 42 48 59 67 70 74 76 76 75 95 96
Other ATMs in the Group companies 74 78 84 85 91 90 84 77 76 69 74
Outside the Group companies 1,027 1,209 1,372 1,721 2,057 2,130 2,261 2,375 2,384 2,628 3,041
Correspondent financial institutions 577 584 589 594 595 601 600 615 612 613 620
ATM-related fee income per transaction (¥) 131.3 130.3 131.2 136.2 133.6 133.1 132.9 132.9 130.9 121.4 108.8
Daily average transactions per ATM 112.6 111.1 107.8 100.9 98.8 95.5 94.1 92.3 92.1 90.5 96.5
Total number of transactions (Million) 655 698 736 743 782 796 815 829 849 836 910
With banking financial institutions (Million) 597 638 673 679 712 724 739 749 727 659 667
With non-banking institutions (Million) 57 59 62 64 70 71 75 76 121 177 242
International money transfer service
Number of contract accounts (Thousand) 10 35 62 100 147 186 222 259 296 311 317
Cumulative number of transfers (Thousand) 32 189 391 633 816 979 1,079 1,144 1,214 1,227 1,104
Consumer loan service
Number of contract accounts (Thousand) 17 23 34 55 73 86 95 97 101 110 122
Balance of loans 1,916 3,387 5,257 10,406 16,208 19,829 22,715 22,688 23,283 24,300 27,953
Gross profit margin (%) 42.7 52.0 52.2 62.6 80.6 64.9 72.7 73.5 63.7 53.7 47.0
Full-time employees (fiscal year-end) 409 453 458 445 456 472 468 460 487 470 505

Seven Card Service

(Fiscal year-end: February)
FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022
Transaction volume (¥ Billion)*1 1,000.4 1,280.9 1,596.6 2,099.4 2,501.8 2,790.6 2,925.1 3,156.1 3,153.9 3,019.8 2,771.5
Number of cards issued (10 Thousand)
SEVEN CARD plus / SEVEN CARD (credit card and point card)*2 322 337 350 359 351 347 348 355 362 366 366
nanaco (electronic money)*3 1,636 2,145 2,839 3,717 4,543 5,350 5,983 6,518 6,905 7,250 7,520
Full-time employees (fiscal year-end) 114 125 163 186 225 214 221 334 345 365 386

*1 Shopping transaction volume using electronic money and credit cards.

*2 The number indicates active members.

*3 The nanaco figure includes the number of mobile nanaco members.

Seven CS Card Service

(Fiscal year-end: February)
FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022
Transaction volume (¥ Billion)*1 619.8 678.4 694.6 717.3 719.3 713.5 708.6 707.2 713.4 594.9 612.1
Number of cards issued (10 Thousand)
CLUB ON/Millennium CARD SAISON*2 312 321 328 320 322 323 317 316 310 294 283
Full-time employees (fiscal year-end) 455 468 477 478 506 459 367 366 338 284 261

Note: Seven CS Card Service was converted into a consolidated subsidiary of Seven & i Holdings through the acquisition of its shares on April 1, 2011.

*1 Shopping transaction volume using electronic money and credit cards.

*2 The number indicates active members.